Your employer is required to have insurance that covers you. We find out whether you are entitled to compensation, and pursue the case against the insurance company.
We take cases where the insurance company covers the lawyer. If it does not cover your case, you get a price quote first. You can say no.
Write in your own words. You don't need to know the legal terms.
Christoffer has worked for more than 15 years in the insurance industry, including as claims manager at If and as a lawyer at AIG.
He knows how insurance companies assess and decide claims, and now uses this to help people who have a claim against insurance companies.
Many people do not claim compensation because they have heard something that is wrong. Here is what the law says.
The claim goes to your employer's insurance company. Your employer is not liable for the claim. If you work for the state, the claim goes to the state.
Occupational Injury Insurance Act (yrkesskadeforsikringsloven) §§ 3, 5 and 8
You are entitled to compensation regardless of who is at fault. Compensation can only be reduced or lost if you acted intentionally or with gross negligence.
Occupational Injury Insurance Act (yrkesskadeforsikringsloven) §§ 3 and 14
You can report the injury to NAV yourself. If your employer has no insurance, the insurance companies are jointly liable through the Norwegian Occupational Injury Insurance Association (Yrkesskadeforsikringsforeningen).
National Insurance Act (folketrygdloven) § 13-14 and Occupational Injury Insurance Act (yrkesskadeforsikringsloven) § 7
Not always. The law requires a workplace accident. That is a sudden or unexpected external event, or a specific event involving a strain that is unusual for your work. Strain injuries that have developed over time do not count. We assess whether your incident meets the requirement.
National Insurance Act (folketrygdloven) § 13-3
The insurance company usually covers reasonable and necessary legal costs in occupational injury cases. Our service is built on that.
You describe what happened. A lawyer assesses whether you have a case. It costs nothing, whatever the answer.
We take cases where the insurance company covers the legal costs. We ask the company to confirm this before we start. The bill goes to the company, not to you.
Then you get a written price quote. We do not charge until you have accepted it. If you say no, you owe us nothing.
We never take a share of your compensation. You never get a bill you have not accepted in advance.
Find what resembles your situation. You can contact us wherever you are.
See a doctor, even if you think it will pass. Say that it happened at work. Write down what happened, and who saw it.
We tell you what must be reported, and to whom.
Get help with thisThe injury must be reported to NAV within one year. Your employer must report it. If your employer does not, you can report it yourself.
We find the insurance company and make sure the injury is reported to both.
Get help with thisYou have six weeks to appeal. Send us the decision as soon as you can.
We assess whether the decision should be appealed. Work towards NAV is not always covered by the insurance company. In that case you get a price quote first.
Get help with thisNAV pays sickness benefit for 248 days. If the injury is approved as an occupational injury, you may be entitled to work assessment allowance (AAP) when your capacity for work is reduced by at least 30 percent.
We claim lost income and expenses from the insurance company.
Get help with thisThe specialist report is used to assess how severe the permanent injury is, and whether it was caused by the accident. Talk to us before the specialist is chosen.
We review the choice of specialist and the questions the specialist is asked.
Get help with thisDo not reply before a lawyer has looked at it. Send us the offer.
We check the amount against what the law entitles you to: lost income, future loss of income, future expenses and compensation for permanent injury (ménerstatning).
Get help with thisThe deadline runs from the workplace accident. The law has an exception when it is clear that it is an occupational injury and there are special reasons why it was not reported in time.
National Insurance Act (folketrygdloven) § 13-14
The same applies to an appeal to the National Insurance Court (Trygderetten) after the appeal has been processed.
National Insurance Act (folketrygdloven) § 21-12
The deadline runs from the end of the year in which you gained, or should have obtained, the necessary knowledge of the claim.
Occupational Injury Insurance Act (yrkesskadeforsikringsloven) § 15
Christoffer has worked for more than 15 years in the insurance industry, including as claims manager at If and as a lawyer at AIG.
He knows how insurance companies assess and decide claims, and now uses this to help people who have a claim against insurance companies.
Not necessarily. The deadline for appealing a decision from NAV is six weeks. The claim against the insurance company has its own deadline of three years. Send us the letter, and we will tell you what applies to you.
The deadline for reporting to NAV is one year, but the law has an exception. The deadline towards the insurance company is different. Describe your case, and we will assess it.
Then we tell you before we do more work. You get a price quote for the rest, and we only continue if you accept it.
From 1 January 2027, more incidents count as workplace accidents. The change only applies to accidents that happen on or after that date. If your accident happened before, the current rules apply.
Yes. Also check what your union offers. Several unions give members legal help in occupational injury cases. Either way, you can have your case assessed by us at no cost.
No. Describe what happened. We tell you which papers we need, and where to find them.
You get an answer from a lawyer within 24 hours. It costs nothing.
